Overview of Stablecoin Demand Deposit Yields on Major CEXs: USDT Small Tier Hits Up to 10%, Bitget Offers 7.96%

According to the latest data, the stablecoin current yield offerings of HTX, Binance, OKX, and Bitget are still characterized by "high returns for small amounts, reduced rates for excess balances". OKX’s yields are displayed after a 15% fee deduction. For USDT: HTX’s 0–200 USDT tier offers an annualized yield of 10%, while excess balances earn 1.95%; Bitget’s 0–300 USDT tier is 7.96%, with excess balances at 3.30%; Binance’s 0–1,000 USDT tier is 6.57%, excess balances at 2.57%; OKX’s rate stands at 2.56%. For USDC: HTX’s 0–200 USDC tier has an annualized yield of 8%, excess balances at 2.75%; Bitget’s 0–300 USDC tier is 6.66%, excess balances at 1.38%; Binance’s rate is 2.49%; OKX’s is 2.32%. For other stablecoins: HTX’s USDT SVIP tier offers an annualized yield of 6%–9%, applicable for balances of 50,000 to 100,000; Binance’s USDT SVIP rate is 2.6%–2.65%; Bitget’s USDT SVIP 0–300,000 tier is 4%, with excess balances earning 2.88%. For USDE, HTX displays tiered annualized rates of 5% and 3%, Binance’s is 4.75%, and Bitget’s is 1.00%. HTX’s USDD rate is 4.00%; Binance’s U coin 0–8,000 tier is 7.06%, excess balances at 1.06%. Overall, high returns remain concentrated in small balance tiers, with annualized yields generally falling as fund sizes grow. When comparing products, users should also note balance caps, interest calculation rules, fees, and real-time availability. The above data are platform-displayed yields and do not constitute investment advice.