S&P Global: U.S. consumers remain cautious about stablecoins and AI agents.
48 minutes ago
S&P Global Market Intelligence’s second-quarter “Voice of the Customer” survey shows digital wallets have become a mainstream payment method for U.S. consumers, though cryptocurrencies, stablecoins, and AI agents still face significant trust and security barriers. The survey found 67% of respondents used digital wallets in the past 90 days, with 45% using them weekly. By contrast, 68% of U.S. consumers have never used cryptocurrencies, and 59% consider them to have no practical use. Stablecoins have a low awareness rate of just 16%, with top concerns including fraud risk (48%), fund security (46%), and perceived lack of necessity (39%). AI agents also have limited adoption, with 47% of respondents stating they would never allow AI to make purchases on their behalf. Among consumers willing to use AI for payments, most still require manual confirmation or only accept AI-driven recommendation models. S&P Global noted that regulatory clarity alone is unlikely to shift consumer attitudes toward stablecoins, as issuers still need to address core trust issues like fraud and fund security.
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