Roundup of Stablecoin Current Yields on Major CEXs: USDT Small-Tier Yields Top 10%, Binance U Products Hit 8.59%

According to the latest compiled data on current earn products of major centralized exchanges (CEXs), stablecoin current yields on platforms like HTX, Binance, OKX, and Bitget continue to feature a structure of "high returns for small amounts, reduced rates for excess amounts". Among these, yields on small-tier products for USDT, USDC, and Binance U stand out relatively. For USDT: HTX’s tier for 0–200 USDT offers an annualized yield of 10%, dropping to 1.95% for amounts over 200 USDT; Binance’s 0–500 USDT tier is 6.8%, with excess amounts at 2.8%; Bitget’s 0–300 USDT tier is 6.66%, excess amounts at 2.00%; OKX’s is 2.38%. For USDC: HTX’s 0–200 USDC tier has an annualized yield of 8%, falling to 2.75% for amounts over 200 USDC; Binance’s 0–200 USDC tier is 7.3%, excess amounts at 2.3%; Bitget’s 0–300 USDC tier is 6.66%, excess amounts at 1.61%; OKX’s is 1.80%. For other stablecoins: HTX’s USDT VIP tier offers an annualized yield of 6–9% for amounts between 50,000 and 100,000; Binance’s USDT VIP tier is 2.6–2.9%; Bitget’s USDT VIP tier for 0–300,000 is 2.06%, with excess amounts at 1.80%. For USDE, the annualized yields displayed on HTX, Binance, and Bitget are tiered at 5%/3%, 4.00%, and 1.00% respectively; HTX’s USDD is 4.00%; Binance’s U product tier for 0–5,000 has an annualized yield of 8.59%, dropping to 0.59% for excess amounts; Bitget’s U is 1.50%. Overall, current high yields on major CEX stablecoin current accounts remain concentrated in small tiers, with yields for large amounts generally declining. When comparing related products, users should pay attention not only to the nominal annualized yield, but also to tier limits, interest calculation rules, supported currencies, and real-time product availability. The above data are displayed yields and do not constitute investment advice.