Roundup of Stablecoin Demand Deposit Yields on Mainstream CEXs: USDT Small Tiers Offer Up to 10%, USDC Up to 8%

According to data on current account and earn products of major centralized exchanges (CEXs) compiled on July 30, stablecoin current yields on platforms including HTX, Binance, OKX, and Bitget are mainly structured as "high yields for small amounts, tiered reductions for excess amounts", with small-tier yields for USDT and USDC standing out relatively. In terms of USDT: HTX offers an annualized yield of 10% for the 0-200 USDT tier, dropping to 1.95% for amounts exceeding 200 USDT; Bitget’s 0-300 USDT tier yields 6.42% annually, falling to 1.76% for excess amounts; Binance’s 0-200 USDT tier has a 4.69% annualized yield, with excess amounts at 1.69%; OKX’s USDT yield is 1.65%. For USDC: HTX’s 0-200 USDC tier shows an annualized yield of 8%, dropping to 2.75% for amounts over 200 USDC; Binance’s 0-200 USDC tier yields 7.09% annually, with excess amounts at 2.09%; Bitget’s 0-300 USDC tier has a 6.66% annualized yield, falling to 1.36% for excess amounts; OKX’s USDC yield is 1.96%. For other stablecoins: HTX’s USDT VIP tier offers an annualized yield of 6%-9% for a limit of 50,000-100,000 USDT; Bitget’s USDT VIP 0-300,000 tier yields 1.88% annually, with excess amounts at 1.06%. USDE’s displayed annualized yields on HTX, Binance, and Bitget are tiered at 5%/3%, 4.00%, and 1.00% respectively; HTX’s USDD yields 4.00%; Binance’s U product has an annualized yield of 8.55% for the 0-8,000 tier, dropping to 0.55% for excess amounts. Overall, current high stablecoin current yields on major CEXs are concentrated in small amounts, with yields generally declining for large sums. When comparing related products, users should not only focus on nominal annualized yields but also consider tier limits, interest calculation rules, supported currencies, and real-time product availability. The above data are platform-displayed yields and do not constitute investment advice.