MetaMask launches Money Account, providing one-stop support for stablecoin yield generation, payments, and trading.

MetaMask parent company Consensys has launched a new self-custody account named Money Account, integrating stablecoin yield, payment and trading functions to expand stablecoin applications in daily financial scenarios. Built on the Monad blockchain and centered on MetaMask’s native USD stablecoin mUSD, Money Account allows users to automatically allocate funds to decentralized lending protocols like Morpho for variable annual yields of up to around 4%, with Aave support set to roll out later, while retaining full asset self-custody. Additionally, users can spend their account funds directly at Mastercard-accepting merchants via the MetaMask Card, and participate in token swaps, perpetual contracts and prediction markets directly within MetaMask—no need to manually transfer funds between different protocols. Joe Lubin, Consensys founder and CEO and co-founder of Ethereum, stated that Money Account will enable users to grow their assets and make instant payments within MetaMask, further advancing stablecoins from trading tools to daily payment and wealth management instruments.