Binance Updates April Proof of Reserves, Gold Token PAXG Included for the First Time

According to SoFi Technologies (NASDAQ: SOFI)’s Q3 2026 financial results, the company reported GAAP net revenue of $1.385 billion, up 44% year-over-year (YoY); net profit of $241 million, growing 73% YoY; and diluted earnings per share (EPS) of $0.18. Adjusted EBITDA reached $470 million, surging 70% YoY with a 34% margin. Member count rose to 17.1 million, up 35% YoY, adding 1.2 million new members in the quarter; total products hit 26.7 million, growing 44% YoY. Quarterly loan originations totaled $16.9 billion, up 71% YoY, including $12.6 billion in personal loans, $2.9 billion in student loans, and $1.4 billion in mortgage loans. Total deposits at quarter-end stood at $51.3 billion, an increase of $5.8 billion from the prior quarter. The company raised its 2026 adjusted net revenue guidance to approximately $5.04 billion, adjusted EBITDA guidance to around $1.66 billion, adjusted net profit to about $840 million, and adjusted EPS to roughly $0.61. SoFi also released its first-ever 2027 outlook: adjusted net revenue of approximately $6.4 billion, adjusted EBITDA of about $2.24 billion, adjusted net profit of around $1.28 billion, and adjusted EPS of roughly $0.90.

Renowned crypto trader Bonk Guy posted that while the broader crypto community widely perceives on-chain trading conditions to have hit historic lows, roughly 6 new tokens have reached a market cap of $100 million to over $300 million in the past four months, and dozens of new tokens have seen their fully diluted valuations (FDV) exceed $10 million. Notably, tokens including PONS, ANSEM, CASHCAT, AI, and STONK have all hit an FDV of at least $300 million. Despite a deterioration in market structure, on-chain trading still sees tokens posting sharp rallies from time to time. Compared to the downturns before the launch of Robinhood Chain, and the period after last year’s TRUMP token launch and before BonkFun’s initial rise, the current market is nowhere near its worst levels in history. While the current market environment is not as strong as the broad-based rally seen a few months ago, this does not mean on-chain trading opportunities have vanished. With market sentiment dominated by pessimism, he predicts the market may rebound soon, with a recovery pace faster than most expect. He advises focusing on tokens that stood out in the previous cycle and carry high conviction, and considering gradual accumulation during pullbacks. He added that historical experience shows some tokens could not only return to their previous highs in the next rally, but also surge further, and the biggest market opportunities often emerge before mainstream sentiment shifts.

MicroStrategy founder Michael Saylor posted that the claim that there’s no reason to buy Bitcoin because anyone can issue a cryptocurrency is equivalent to arguing there’s no reason to learn English because anyone can invent a language.

According to data from the BIT Stock Platform, pre-market U.S. crypto-related stocks rose broadly, with individual tickers posting gains as follows: CRCL up 0.65%, MSTR up 0.7%, HOOD up 2.33%, BMNR up 0.91%, COIN up 1.37%, BNC up 2.63%, and ABTC up 2.87%.

eToro founder Yoni Assia said Bitcoin may face another "setback" before its next bull run, and he forecasts the new upward rally will start next year.

According to the Hong Kong Monetary Authority (HKMA)’s official WeChat account, the HKMA has received a large number of public inquiries regarding a fake digital Hong Kong dollar (e-HKD) lending project that falsely claims ties to the authority. The project lures members of the public into signing agreements, falsely stating that loans will be converted into e-HKD assets. The HKMA clarifies that the relevant agreements and lending projects have no connection with it, will never contact the public regarding personal financial matters or request fund transfers. Additionally, participating institutions in the e-HKD pilot program and other sandbox programs will not raise funds from the public or promote related financial management or investment products. The HKMA has filed a report to the Hong Kong Police Force in relation to the incident.