The U.S. Senate Banking Committee Advances the "Financial Transparency and Regulatory Compliance Act"

On January 14, market maker Wintermute released its digital asset OTC market review, noting that Bitcoin’s traditional four-year cycle underperformed in 2025 and the altcoin cycle effectively vanished—this isn’t a temporary pullback, but a structural shift. For the crypto market to stage a meaningful strong rebound in 2026, it will hinge on at least one of three key outcomes: 1. **ETFs & crypto treasury (DAT) firms expand beyond BTC/ETH**: U.S. spot BTC/ETH ETF liquidity is heavily concentrated in a handful of large-cap tokens, narrowing market breadth and creating sharp performance divergence. Only when more tokens are added to institutional portfolios via ETFs or corporate treasuries can broader market participation and liquidity rebound. 2. **Top assets reignite to drive wealth effects**: The 2025 "BTC rally → altcoin inflows" cycle has broken down fundamentally. Average altcoin uptrends now last ~20 days (vs. ~60 days last year), and most tokens keep falling due to unlock-rel

Onchain Lens monitoring data indicates that as of January 14, the address starting with 0x10D9 has withdrawn 139,950 LINK tokens from Binance, valued at roughly $1.96 million. Currently, the address holds 342,557 LINK tokens—worth approximately $4.81 million—all of which were withdrawn from exchanges over the past two days.

On January 14, Bitcoin fell below $95,000, with its 24-hour gain narrowing to 3.2%, per HTX market data.

**Jan 14 Key Updates** 1. **Supreme Court Tariff Ruling (Expected Wednesday, Jan 14)** - Prior analysis: An "illegal tariff ruling" would spark massive refunds, which typically require years of individual litigation (non-immediate cash flow impact). - White House economic advisor Kevin Hassett: If the administration loses the Supreme Court tariff case, "we have other ways to achieve the same goal." 2. **US Economic Data (Tonight at 21:30 UTC+8)** - Nov Retail Sales (MoM): Previous 0.0%, Expected 0.4% - Nov PPI (YoY): Expected 2.7% - Nov PPI (MoM): Expected 0.2% 3. **Fed Speeches Today** - Fed Governor Milan: Speaks in Athens - Richmond Fed President Barkin (2027 FOMC voter): Delivers remarks - Philadelphia Fed President Paulson (2026 FOMC voter): Speaks on economic outlook *Note: Uses concise, industry-standard phrasing (MoM/YoY, full advisor name) aligned with U.S. financial news conventions.*

On January 14, KB National Card—a subsidiary of KB Financial Group, South Korea’s largest financial conglomerate—filed a patent application for innovative payment technology that lets users make stablecoin payments using their existing credit cards. The hybrid system links users’ blockchain wallets to their credit cards, prioritizing stablecoin balances in the wallet for transactions and automatically covering any shortfall with the linked card. KB Financial Group noted the technology preserves existing card payment infrastructure and user experience while lowering barriers to entry for digital asset payments, advancing stablecoins’ mainstream adoption in finance.