ANT.FUN Founder Shaun: Stablecoins Expected to Drive the Emergence of 'Financial Super Apps'

On November 7th, Shaun, the founder and CEO of ANT.FUN, stated at the Finternet 2025 Asia Digital Finance Summit sponsored by the OSL Group that stablecoins are anticipated to bring about the emergence of new financial applications. He characterized these applications as "three-dimensional species" and believed that their characteristic is the ability to obtain a higher Lifetime Value (LTV) from a single user. Shaun explained that traditional super apps are "two-dimensional," only concentrating on user time and installation volume, and their financial monetization capability is strictly limited by licenses and regions. However, the "Financial Super App" of Web3 will be "three-dimensional": supported by stablecoins, users can smoothly access all financial services such as consumption, transactions, financial management, and contracts within the same application, creating a Lifetime Value that traditional apps cannot achieve. Shaun stated that the era background of this transformation is on the eve of the global adoption of Artificial General Intelligence (AGI), and he expected that Artificial Super Intelligence (ASI) would be achieved in three to five years. He emphasized that it is the combination of AGI and digital currency that makes this super app capable of reshaping the economic structure.