Roundup of Stablecoin Demand Deposit Yields on Major CEXs: USDT Small-Tier Yields Hit Up to 10%, Bitget Offers 7.33%

According to the latest compiled data on stablecoin current wealth management and earning products from HTX, Binance, OKX, and Bitget, major platforms still generally adopt a "high returns for small amounts, tiered reduction for excess amounts" mechanism. The table shows OKX’s yields are presented net of a 15% fee. For USDT: HTX’s 0-200 USDT tier offers an annualized yield of 10%, dropping to 1.95% for excess amounts; Bitget’s 0-300 USDT tier yields 7.33%, with excess amounts at 2.67%; Binance’s 0-800 USDT tier yields 6.51%, excess at 2.51%; OKX’s yield stands at 2.54%. For USDC: HTX’s 0-200 USDC tier has an annualized yield of 8%, excess at 2.75%; Binance’s 0-300 USDC tier yields 7.20%, excess at 2.20%; Bitget’s 0-300 USDC tier yields 6.66%, excess at 2.23%; OKX’s yield is 1.95%. For other stablecoins: HTX’s USDT VIP tier offers an annualized yield of 6%-9%, applicable for amounts between 50,000 and 100,000; Binance’s USDT VIP yield is 2.6%-2.65%; Bitget’s USDT VIP 0-300,000 tier yields 2.88%, with excess amounts at 1.88%. For USDE: HTX presents tiered yields of 5% and 3%, Binance offers 4.75%, and Bitget has a yield of 1.05%. HTX’s USDD yield is 4.00%; Binance’s U product’s 0-5,000 tier yields 8.70% annually, excess at 0.70%, while Bitget’s U product yields 1.50%. Overall, high returns remain concentrated in small amount tiers, with annualized yields generally declining as capital size increases. Users should also pay attention to tier limits, interest calculation rules, fees, and real-time availability when comparing products. The above data are page-displayed yields and do not constitute investment advice.