Roundup of Stablecoin Demand Deposit Yields on Major Centralized Exchanges: Small-Tier USDT Boasts Up to 10% Yield, USDT Products Top at 8.57%

According to the latest compiled data on current accounts and earn products of major centralized exchanges (CEXs), stablecoin current yields on platforms including HTX, Binance, OKX, and Bitget still follow a structure of "high yields for small amounts, tiered reductions for excess amounts". Among these, yields for small tiers of USDT, USDC, and Binance U products are relatively prominent. For USDT: HTX offers an annualized yield of 10% for the 0-200 USDT tier, which drops to 1.95% for amounts exceeding 200 USDT; Bitget’s 0-300 USDT tier yields 6.59%, with excess amounts at 1.93%; Binance’s 0-200 USDT tier yields 4.83%, while excess amounts stand at 1.83%; OKX’s USDT yield is 1.94%. For USDC: HTX’s 0-200 USDC tier has an annualized yield of 8%, and amounts over 200 USDC yield 2.75%; Bitget’s 0-300 USDC tier yields 6.66%, with excess amounts at 1.84%; OKX’s is 2.18%; Binance’s is 2.16%. For other stablecoins: HTX’s USDT VIP tier offers an annualized yield of 6%-9%, applicable for amounts between 50,000 and 100,000 USDT; Bitget’s USDT VIP 0-300,000 tier yields 2.38%, with excess amounts at 2.06%. USDE’s displayed annualized yields on HTX and Bitget are tiered at 5% and 3% respectively, with excess amounts at 1.00%; HTX’s USDD yields 4.00%; Binance U’s 0-8,000 tier has an annualized yield of 8.57%, falling to 0.57% for excess amounts. Overall, current high stablecoin yields on major CEXs remain concentrated in small amounts, with yields for large funds generally lower. When comparing related products, users should pay attention not only to the nominal annualized yield, but also to tier limits, interest calculation rules, supported currencies, and the real-time availability of the products. The above data are platform-displayed yields and do not constitute investment advice.