According to ARK Invest, the transaction volume of stablecoins hit $15.6T in 2024—roughly 119% that of Visa.

On February 5th, as per Cointelegraph, the 0G Foundation declared the initiation of an $88.88 million DeFi AI Ecosystem Fund with the aim of expediting projects that develop AI-driven decentralized finance (DeFi) applications and autonomous agents (also known as DeFAI agents). The fund has obtained strategic backing from Web3 investment firms such as Hack VC, Delphi Ventures, Bankless Ventures, and OKX Ventures.

On February 5th, as per the official website of the FDIC, the Federal Deposit Insurance Corporation (FDIC) released 175 documents today related to the regulation of banks that are involved in or attempting to participate in crypto-related businesses. Acting Chairman Travis Hill mentioned that the FDIC had previously disclosed 25 "Pause" letters received by 24 banks. The documents released this time encompass more correspondence from these banks as well as relevant communication records from other banks. The documents indicate that banks' requests to engage in crypto businesses generally faced resistance. This includes regulatory agencies repeatedly requesting additional information, long periods of non-response, or direct instructions to cease all crypto and blockchain activities, which led most banks to ultimately abandon their related endeavors. Hill stated that the FDIC is reevaluating its regulatory approach to crypto-related businesses and intends to replace the 2022 regulatory

On February 5th, Standard Chartered Bank forecasted that the price of Bitcoin (BTC) would surge to $500,000 prior to Donald Trump leaving his position as the President of the United States. The bank holds the view that this price increase would be facilitated by a more regulatory-friendly atmosphere and a broader path for asset acquisition. Standard Chartered Bank believes that the price of Bitcoin will reach $200,000 in 2025, steadily rise to $300,000 in 2026, increase to $400,000 in 2027, and then ascend to $500,000 in 2028. Standard Chartered Bank considers the main reason for Bitcoin's growth potential to be the enhanced investor participation since the launch of a Bitcoin exchange-traded fund (ETF) in the United States in January 2024. Standard Chartered Bank analyst Geoff Kendrick pointed out that the narrative of national digital asset reserves is also of great significance for Bitcoin, as this might prompt other central banks to contemplate Bitcoin investments. If this initi

On February 5th, Coindesk analyst James Van Straten declared that the average Bitcoin (BTC) withdrawal price from exchanges in 2025 is currently $100,356. Presently, the trading price of Bitcoin is slightly lower than this level, fluctuating around $98,000. When Bitcoin remains below the average withdrawal price for a considerable period, people start to get worried, usually triggering continuous selling pressure and resulting in further downward price movement. Historically, this indicator has always served as a strong support level for Bitcoin. James Van Straten further added that falling below this support level does not necessarily indicate a bear market or continuous decline. Historically, Bitcoin tends to quickly rebound to this price level. However, currently, more than 2.6 million BTC are in a state of unrealized losses. The longer the price stays below the 2025 average withdrawal level, the greater the likelihood of further decline.

On February 5th, according to The Block, the findings of Chainalysis's 2025 Crypto Crime Report showed that in 2024, ransomware payments saw a 35% year-on-year decrease, dropping from $1.25 billion in 2023 to $813 million. The report indicated that ransom amounts in the first half of the year had once exceeded those in the same period of 2023, with the Dark Angels group demanding as much as $75 million in a single ransom. However, a substantial decline in ransomware payments in the second half of the year resulted in a full-year decrease in the total amount.

On February 5th, Alchemy Pay declared that it had made a strategic investment in the South Korean electronic financial platform EZPG Co., Ltd. This investment allowed Alchemy Pay to acquire EZPG Co., Ltd.'s registration as an electronic financial business under the supervision of the Financial Supervisory Service (FSS), which is South Korea's comprehensive financial regulatory authority.